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Adani Power Bags 2,400 MW Bhagalpur Project In Bihar, Beats Torrent & JSW With Lowest Tariff
Business

Adani Power Bags 2,400 MW Bhagalpur Project In Bihar, Beats Torrent & JSW With Lowest Tariff

New Delhi: The Bihar government awarded the 2,400 MW Bhagalpur (Pirpainti) power project to Adani Power Ltd after a competitive bidding process in which the Ahmedabad-based company quoted a lower electricity tariff than three other bidders, including Torrent Power and JSW Energy, sources said. The Bihar government had floated an open tender for the Bhagalpur project to meet the state's electricity demand, projected to double to over 17,000 MW by 2034-35. Four qualified bidders participated in the tender, with Adani Power quoting the lowest electricity tariff of Rs 6.075 per kWh (or per unit), sources with direct knowledge of the bidding process said. Adani Power emerged as the lowest bidder (L1) with a tariff of Rs 6.075 per kWh, comprising a fixed charge of Rs 4.165 and a fuel charge of Rs 1.91 per unit. The state government described the tariff as "highly competitive", noting that similar recent bids in Madhya Pradesh quoted higher fixed charges. Torrent Power was the second lowest bidder offering power at Rs 6.145 per unit, while Lalitput Power Generation Co Ltd quoted Rs 6.165 and JSW Energy Rs 6.205 per unit. The e-bidding process was conducted under standard government procedures to ensure transparency, sources said, adding that all bids were evaluated using the e-bidding procedure, ensuring full transparency and equal opportunity. Adani's planned investment of around Rs 30,000 crore in the power project is expected to play a key role in boosting industrial activity and creating jobs. The award of the project has kicked up a political row in Bihar, which is in the midst of electioneering to elect a new government. The Congress has latched on to former union minister RK Singh's claim of a "scam" in the power purchase to attack the ruling BJP. Congress leader KC Venugopal, on Friday, in a post on X, alleged that the Adani Group was receiving "red carpet treatment" in Bihar. "The proposal for Bihar to purchase power at an inflated price of Rs 6/unit is yet another example of a complete drain of wealth from the poor and middle classes into the coffers of Modi's cronies," he alleged. Sources, however, said the Rs 6.075 per kWh tariff discovered through bidding was highly competitive, especially given recent cost escalations in power generation inputs. It includes a fixed charge of Rs 4.165 and a fuel charge of Rs 1.91 per kWh. A recent 3,200 MW bid in Madhya Pradesh discovered higher fixed charges of Rs 4.222 to Rs 4.298 per kWh (against fixed charges of Rs 4.165 for the Bhagalpur project). The Bihar tariff is among the lowest for comparable projects, according to sources. The project, originally conceived in 2012 by the Bihar State Power Generation Company Ltd (BSPGCL), was relaunched in 2024 after several unsuccessful attempts to attract developers. Officials said the land for the project, acquired over a decade ago, remains fully owned by the state and has been leased to the developer at a nominal rent under the Bihar Industrial Investment Promotion Policy 2025 - a standard incentive extended to all investors. The land will revert to the government after the project term. They said Adani Power received no special concessions and will be responsible for developing and operating the plant to supply reliable power to Bihar. The project is expected to boost industrial growth and employment in the region. Bihar has seen little significant private investment over the past 50 years, with virtually no new large industrial projects in the last five years, even as other states have experienced rapid industrial growth. Inadequate electrification and underdeveloped infrastructure have often been cited as a deterrent for private players to set up industries in the state, limiting job creation and forcing locals to migrate to other states in search of employment. Data indicate a clear link between per capita GDP and per capita power consumption, highlighting the role of reliable electricity in driving economic growth. Every Rs 1 crore invested in the infrastructure sector generates an estimated 200–250 man-years of employment across at least 70 trades, including unskilled, semi-skilled, and skilled workers, according to housing and infrastructure expert V Suresh. Based on this calculation, Budget 2023's allocation of Rs 10 lakh crore in capital expenditure is expected to create substantial employment. Experts note that infrastructure and building construction are critical for the growth of most other sectors of the economy. With a population of 13.5 crore - about 10 per cent of India's total - Bihar continues to see large-scale migration of workers to other states for low-paying jobs. Only 5.7 per cent of its workforce is employed in manufacturing, while nearly half, or 49.6 per cent, depend on farming, forestry, and fishing for livelihood. Along with Uttar Pradesh, Bihar is among the country's largest suppliers of labour, contributing an estimated 34 million workers to the national workforce. Analysts say fresh investment in infrastructure is critical for reversing this trend. Adani Group's planned investment of around Rs 30,000 crore in the 2,400 MW Bhagalpur (Pirpainti) power project is expected to play a key role in boosting industrial activity. The conglomerate's existing presence in power transmission, cement (with a committed Rs 1,600 crore investment), logistics, and airport operations positions it to contribute to large-scale development in the state, they added.  (This report has been published as part of the auto-generated syndicate wire feed. Apart from the headline, no editing has been done in the copy by ABP Live.)

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1 year ago
US-India Trade Talks May See Breakthrough By November End, Confirms NITI Aayog Chief
Business

US-India Trade Talks May See Breakthrough By November End, Confirms NITI Aayog Chief

NITI Aayog CEO B.V.R Subrahmanyam on Friday said that the ongoing US-India trade negotiations may see a breakthrough by the end of the month, adding that the country must lift its investment rate to 35–36 per cent of the GDP. "Hopefully, by the end of the month, we may hear some news on that front,” he said at a media event here, adding that the negotiations are on track. He said the National Manufacturing Mission will be operational by November, proposing sectoral clusters across 15 sectors and 75 locations to establish globally-competitive manufacturing hubs. He opined that India needs to increase its investment rate to 35–36 per cent of the GDP each year to maintain growth of 8–9 per cent, up from the current rate of approximately 30–31 per cent. India's economic growth positions it as the "brightest spot in the global economy," he said, adding that other nations will be forced to engage with India with its unique strengths of size, market depth, innovation capacity, and talent pool. The NITI Aayog CEO emphasised the need for sustained openness, consistency in policy and a strong emphasis on skilling to achieve developed-nation status. “Even if other nations impose tariffs, India must stay a world-class, open economy,” he said. Subrahmanyam emphasised policy priorities, labelling the National Manufacturing Mission as the “biggest announcement in the last budget.” Subrahmanyam stated that foreign investors are increasingly drawn to India's market and cost competitiveness. However, he cautioned that reducing bureaucracy is essential to enhance the ease of doing business, reiterating the principle of "minimum government, maximum governance." “If I had just one rupee to invest, I’d put it on skilling and education,” he said, emphasising the importance of human capital. He pointed out that Indian students average six to seven years of schooling, compared to 13 to 14 years in South Korea. (This report has been published as part of the auto-generated syndicate wire feed. Apart from the headline, no editing has been done in the copy by ABP Live.)

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1 year ago
MS Dhoni Set To Feature In IPL 2026, Confirms Chennai Super Kings
Sports

MS Dhoni Set To Feature In IPL 2026, Confirms Chennai Super Kings

Months before every IPL season, speculation often swirls around MS Dhoni’s future in the tournament. However, Chennai Super Kings fans can finally breathe easy - the franchise’s CEO, K.S. Viswanathan, has officially confirmed that Dhoni will feature in IPL 2026 season. The announcement ends months of uncertainty and retirement rumours surrounding the 44-year-old icon. Dhoni, who led CSK to multiple IPL titles, remains the team’s heartbeat and is set to don the yellow jersey once again, much to the delight of fans across the globe. 'MS told us he is available' As per a report in Cricbuzz, Chennai Super Kings CEO K.S. Viswanathan confirmed MS Dhoni’s availability for IPL 2026, stating, “MS has told us that he will be available for the next season.” Viswanathan, a long-time pillar of the five-time IPL champions and a close associate of team owner N. Srinivasan, ended months of speculation surrounding Dhoni’s future. At 44, Dhoni’s participation has become an annual topic of discussion ahead of every season, but this confirmation assures fans that the CSK legend will once again take the field in IPL 2026. Dhoni in IPL 2025 In the previous IPL season, MS Dhoni scored 196 runs in 14 matches at an average of 24.50, though his strike rate was slightly below his usual standards. Having retired from international cricket in 2020, Dhoni handed over the CSK captaincy to Ruturaj Gaikwad last season. However, his leadership presence and tactical acumen continue to be invaluable for the team. With MS Dhoni confirmed to return in IPL 2026, Chennai Super Kings will be eager to bounce back stronger and aim for another title. Under Dhoni’s captaincy, CSK clinched five IPL titles, making them one of the most successful franchises in tournament history. The team reached the playoffs almost every season with Dhoni at the helm, but their performance dipped after his decision to step down as skipper. Despite that, Dhoni remains the heart and guiding force of Chennai Super Kings.

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1 year ago
iPhone 18 Leaks: The Next 'Air' Might Carry Two Cameras; & It's Not Looking Pretty
Technology

iPhone 18 Leaks: The Next 'Air' Might Carry Two Cameras; & It's Not Looking Pretty

iPhone 18 Leaks: There have been many mixed reports about how well Apple is making the current iPhone Air, but a new leak from Weibo tipster Digital Chat Station says the phone will get a new version next year. According to the leak, Apple will follow its usual yearly update plan.  The new iPhone Air is expected to keep its thin and light design, but it will also get a big camera improvement. The phone might have a 6.5-inch Super Retina XDR display with Face ID, and this time, there could be two cameras on the back instead of one. iPhone Air Successor Expected To Bring A Second Camera Right now, one of the biggest complaints about the iPhone Air is that it only has one rear camera. Apple promotes it as if it can do the job of multiple cameras, but users feel it has limits.  The phone does offer a 2x telephoto mode, but this is done by cropping the image, not by using an actual telephoto lens. Also, there is no way to take ultrawide photos because the camera simply does not have an ultrawide lens. The new leak says the next iPhone Air will get a 48MP ultrawide lens added to the back. This will go along with the 48MP main camera, which means the phone will finally have two useful cameras. This is expected to make photos look better and give users more shooting options. iPhone Air Camera Layout May Change This Time The leak also mentions that Apple may change how the cameras are placed. Instead of a vertical setup like the iPhone 17, the next iPhone Air may have its two cameras placed horizontally. This design change could make the phone look different from other models. However, it is still not clear whether the second-generation iPhone Air will be able to record spatial videos.  Apple switched to vertical camera layouts to enable spatial video on some recent iPhones, so we will have to wait and see how Apple handles this feature.

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1 year ago
British National Escapes Custody At Delhi Airport; Authorities Launch Manhunt
Business

British National Escapes Custody At Delhi Airport; Authorities Launch Manhunt

New Delhi: In a major security breach at Delhi’s Indira Gandhi International (IGI) Airport, a British national managed to evade immigration authorities and leave the premises, prompting a large-scale search operation across the National Capital Region, officials confirmed. Man Identified as Fitz Patrick from the UK Police identified the fugitive as Fitz Patrick, a British citizen who arrived in Delhi from Bangkok on October 28. He was scheduled to take a connecting flight to London on the same day but failed to board it. According to preliminary findings, Patrick reportedly reached the airport late, missed his flight, and then exited the terminal instead of remaining under supervision. Airline Alert Sparked Multi-Agency Operation The following day, the airline raised an alert after it was unable to trace Patrick, leading to a coordinated operation involving the Delhi Police, the Bureau of Immigration, and the Central Industrial Security Force (CISF). “A case has been registered and airline staff have been questioned. Teams are working to trace the individual using both technical and human intelligence,” said a Delhi Police spokesperson. CCTV Footage Under Review Authorities are reviewing airport CCTV footage to track Patrick’s movements and determine how he bypassed several layers of security. Multiple police teams have been deployed across Delhi and NCR to locate potential hideouts or routes he may have taken after leaving the airport. Scheduled for Deportation to the UK Officials said Patrick had been under observation as he was slated for deportation to the United Kingdom via Thailand. His disappearance has raised serious concerns about procedural lapses in monitoring foreign nationals in transit. Security Tightened, Investigation Underway Patrick remains untraceable as of now. Investigators are examining his travel history and intent, while additional measures have been put in place to strengthen surveillance and prevent similar incidents in the future.

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1 year ago
Spotify Now Lets You See Weekly Stats, But Is It Only For Paid Users?
Technology

Spotify Now Lets You See Weekly Stats, But Is It Only For Paid Users?

Spotify has introduced a new feature called weekly listening stats. This feature helps you look back at the music you listened to during the week in a simple and fun way. Spotify says it will be a “shareable snapshot,” so people can also show it to friends if they want. The feature is available for both free users and Spotify Premium subscribers.  It has been launched in more than 60 countries. It will show your top artists and songs from the past four weeks and also suggest playlists based on your taste. What Does The Spotify Weekly Listening Stats Show? The Spotify Weekly Listening Stats feature shows the artists and songs you have listened to the most over the last four weeks. It is like a quick summary of your music mood.  Many people listen to a lot of songs every day, and sometimes they don't remember what they played the most. This feature helps you keep track easily. It also gives you playlists that match your taste. These playlists are made from what you already enjoy. So, if you liked a few chill songs, you may see more playlists with the same soft vibe.  If you listened to fast or dance songs, Spotify may suggest something similar. The main goal is to help you find music that feels right for you. Weekly Stats Available Only To Paid Users? One good thing is that Spotify Weekly Listening Stats is not only for paid users. People using the free version can also access it.  Spotify has launched this feature in more than 60 markets around the world, so many users will be able to try it. You do not need to change anything in your app. Just open Spotify and check your weekly summary when the feature appears. It is made to be easy and quick to understand.  The design of the feature makes it simple to view and share. Spotify wants users to feel happy about their music choices and enjoy discovering more songs.

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1 year ago
Saubhagya Sundari Teej 2025: Know Date, Muhurat, Puja Vidhi, And More
Lifestyle

Saubhagya Sundari Teej 2025: Know Date, Muhurat, Puja Vidhi, And More

Saubhagya Sundari Teej 2025: In Hindu tradition, married women observe various sacred fasts to ensure the well-being and long life of their husbands. Among these, Saubhagya Sundari Teej holds a special place. Celebrated in honour of Lord Shiv and Goddess Parvati, this fast is a symbol of devotion, love, and divine grace. In 2025, the auspicious festival will be observed on Saturday, 8 November. ALSO READ: Margashirsha Month Begins Today: Know Its Significance, Rituals, And All About This Sacred Month Saubhagya Sundari Teej 2025 Date And Muhurat Every year, this sacred fast is observed on the Krishna Paksha Tritiya Tithi of the Margashirsha (Aghan) month. In 2025, the Tritiya Tithi begins on 7 November at 11:05 AM and ends on 8 November at 7:32 AM. According to the Udaya Tithi, the fast and puja will be performed on 8 November 2025. Spiritual Significance Of Saubhagya Sundari Teej The Saubhagya Sundari Vrat is deeply rooted in the legend of Goddess Parvati and Lord Shiv. As per the scriptures, Goddess Parvati undertook intense penance to attain Lord Shiv as her husband. Pleased with her unwavering devotion, Shiv accepted her as his divine consort. Since then, married women observe this vrat seeking a similar blessing — unbroken marital happiness, mutual understanding, and everlasting love. Saubhagya Sundari Teej Vrat 2025 Puja Vidhi Women observing the fast should rise early, take a holy bath, and wear clean, auspicious clothes in red, green, yellow, or pink colours. Avoid wearing black, white, or grey attire on this day. Clean the puja area thoroughly and place a wooden platform in the northeast direction. Spread a red cloth and install idols or pictures of Lord Shiv and Goddess Parvati. Offer kumkum, flowers, fruits, and suhag items to Goddess Parvati. Light incense and lamps before both deities and recite or listen to the Saubhagya Sundari Teej Katha with devotion. Conclude the ritual with an aarti, praying for peace, love, and prosperity in married life. Observing Saubhagya Sundari Teej is believed to bring the divine blessings of Lord Shiv and Goddess Parvati, ensuring harmony, prosperity, and unbroken good fortune in marital life. [Dislaimer: The content of this article is based solely on beliefs and should be taken as general guidance. Individual experiences may vary. ABPLive.com does not assert the accuracy or validity of any claims or information presented. It is strongly recommended to consult a qualified expert before considering or implementing any information or belief discussed herein.]

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1 year ago
Prenatal Nutrition Guide: Essential Nutrients Every Expecting Mother Must Know
Health

Prenatal Nutrition Guide: Essential Nutrients Every Expecting Mother Must Know

{By: Dr Ameet Soni) Pregnancy is a time of remarkable transformation, not just for the baby, but for the mother's body as well. Proper nutrition during this period is critical for the healthy development of the baby and the well-being of the mother. A balanced intake of key nutrients supports the body’s changing needs, ensuring that both the mother and baby thrive. From folic acid to iron, each nutrient plays a unique role in pregnancy, and understanding their significance can make a difference in pregnancy outcomes. ALSO READ: Breast Cancer And Ovarian Cancer: What Every Woman Should Know Importance Of Nutrition during Pregnancy Proper nutrition during pregnancy helps to ensure that the baby grows and develops healthily. Pregnancy is often associated with eating “for two,” however, it is more about the kind of food that is consumed rather than the food itself. The baby’s systems and organs begin to develop in the first few weeks of pregnancy, and a lot of these systems need certain nutrients to function effectively.   Key Nutrients And Their Roles In Pregnancy Iron - Iron is another vital nutrient during pregnancy. Blood volume increases during pregnancy to support the growing foetus, and iron is essential to create haemoglobin, which carries oxygen to both the mother and the baby. Iron deficiency can lead to anaemia, a condition where the body lacks enough healthy red blood cells to carry adequate oxygen to tissues. This can lead to fatigue, weakened immunity, and complications during labour. Iron-rich foods such as lean meats, spinach, legumes, and fortified cereals should be part of a pregnant woman’s diet. Calcium - Calcium is essential for building the baby’s bones and teeth. During pregnancy, calcium is drawn from the mother’s bones to support the growing foetus, which is why it is crucial for women to get enough calcium to maintain their bone health. Insufficient calcium intake can lead to bone density loss in the mother and may affect the development of the baby’s skeletal system. Getting enough calcium is vital, not just for the baby’s bones, but for the mother’s long-term health as well. Vitamin-D - Vitamin D plays an important role in calcium absorption and bone health. It is also essential for immune function. Many women may not get enough vitamin D, especially if they live in areas with limited sunlight. This deficiency can lead to complications such as rickets (softening of the bones) in the baby, and in the mother, it can increase the risk of developing preeclampsia. Omega-3 Fatty Acids - Omega-3 fatty acids, particularly DHA (docosahexaenoic acid), are essential for the development of the baby’s brain and eyes. These healthy fats are crucial during the second and third trimesters, as the baby’s brain grows and matures. Omega-3s are found in fatty fish like salmon, walnuts, flaxseeds, and chia seeds. Vitamin A - Vitamin A is necessary for cell growth and differentiation, and it plays a role in the development of the baby’s organs, including the heart, lungs, and kidneys. However, it is important to consume vitamin A from plant-based sources (such as sweet potatoes, carrots, and spinach) rather than high doses of animal-based vitamin A, as excessive amounts can be harmful. Protein - Protein is essential for the growth and repair of tissues, and during pregnancy, it supports the growth of the baby’s cells, tissues, and organs. Protein also helps the body create the amniotic fluid that surrounds the baby and contributes to increased blood volume. A balanced diet that includes a variety of nutrient-rich foods is key to ensuring both the mother and baby receive the necessary nutrients during pregnancy. A healthy mix of fruits, vegetables, whole grains, lean proteins, and healthy fats, along with appropriate supplementation as recommended by a doctor, can help meet the demands of pregnancy. A mother’s nutrition is of key value, because it plays a fundamental role in the health of the baby. Every nutrient, be it folic acid, iron, calcium or even omega-3s, supports the development of the baby in its unique and essential way. Expectant mothers, in aiming for the essential nutrients, help their babies prepare for a healthy life. Hence, it can be said that nutrition is a prerequisite to a healthy pregnancy and baby. The author, Dr Ameet Soni, is the Associate Vice President, HoD - Medical Affairs, at CORONA Remedies Limited. [Disclaimer: The information provided in the article is shared by experts and is intended for general informational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition.]

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1 year ago
Is The AI Bubble Eating India’s Stock Market? Experts Say ‘Maybe’
Technology

Is The AI Bubble Eating India’s Stock Market? Experts Say ‘Maybe’

Market experts are closely watching a global trend that could affect how much money comes into Indian stocks. The main question is what will happen to the big wave of investments in artificial intelligence (AI). Indian stocks have not climbed as high as some other countries this year because India does not have many companies that are focused only on AI tech.  According to a report from Cryptopolitan, Many large financial institutions have also started warning that the AI market may be in a bubble. This means prices might fall if the current excitement does not match real company growth. Why Are Indian Stocks Not Rising Like Other Markets? Analysts at Kotak Institutional Equities say India may become more attractive to global investors only if the worldwide AI craze slows down. Right now, a lot of investor money is flowing into AI companies. But some investors are now asking whether these companies are priced too high.  If money moves out of expensive AI stocks, some fast-growing Indian firms might start getting more support, even if they do not yet produce strong profits. Indian stock markets are currently quiet, as trading across Asia stays calm. Weak economic numbers from the United States and uncertainty about what the Federal Reserve will do next are making investors cautious everywhere, and this includes India as well. But the IPO market tells a different story. According to a report from Cryptopolitan, the U.S. IPO market is seeing its busiest period since 2021, and India is also experiencing strong interest.  Lenskart’s $821 million listing saw high demand. Another big IPO from Groww, worth $747 million, opened for bidding today. Shares of Vodafone Idea increased by 10% after the Supreme Court said the government can review the company’s dues up to March 31, 2017. But investors are unsure how much this will really help, and the share price still stayed below the high it reached in October. Will The AI Investment Boom Help Or Hurt India? Company earnings in India are currently strong. Motilal Oswal Institutional Equities reported that profits rose 14%, higher than the earlier estimate of 9%.  However, foreign investors continue to pull money out of areas that look too expensive. Morgan Stanley reported heavy selling in companies like Trent and Brainbees Solutions.  Foreign investment funds have taken out more than $15 billion from Indian markets so far in 2025.

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1 year ago
You Can Replace A Car, Not Your Health! Why It’s Time To Insure What Truly Matters
Business

You Can Replace A Car, Not Your Health! Why It’s Time To Insure What Truly Matters

By Sanjiv Bajaj He had just bought his first car, a shiny silver sedan he'd been dreaming about for years. Within hours, he'd signed up for comprehensive motor insurance. No hesitation. No second thoughts. Yet at 34, he had been putting off health insurance for himself and his family for over three years. "I'll do it next month," he kept telling his wife. "We're young. We're healthy. What's the rush?" Here's the uncomfortable truth: in India, barely half of all vehicles carry insurance, and fewer than half of households have any health coverage. But here's what's truly revealing: when people do buy insurance, they'll get their car covered in a heartbeat but delay health insurance indefinitely. This isn't really about money. It's about how our minds work. What's Really Going On Inside Our Heads When he bought that car insurance, he wasn't being logical. He was responding to three powerful psychological forces that shape our financial decisions. The Power of "No Choice": Motor insurance is required by law. There's no debate, no "let me think about it." You just do it. Health insurance? That's optional. And ironically, that freedom becomes our trap. Because it's not urgent, we tell ourselves we'll handle it later. That month somehow never arrives. We Protect What We Can See: Our brains are wired to protect tangible things. Your car sits in the driveway where you see it every day. You can easily imagine a dent, a theft, a scratch. That fear of losing something right in front of you pushes you to act. But your health? It's invisible. Abstract. When you feel fine, it's almost impossible to imagine being sick. Paying premiums feels like money disappearing rather than protection you're building. The "It Won't Happen to Me" Trap: We're all optimists at heart. "I'm healthy. I'll be fine." But the numbers tell a different story. Medical inflation in India runs around 14 per cent among the highest in Asia. Nearly half of all healthcare costs come straight out of people's pockets. One unexpected hospitalization can wipe out years of savings. But our optimism whispers that insurance can wait. When Reality Hits For him, the wake-up call came during a routine checkup. His father was diagnosed with diabetes and needed immediate hospitalization. The bill: Rs 3.2 lakhs over two weeks. The family scrambled, breaking fixed deposits earmarked for their daughter's education, borrowing from relatives, juggling credit cards. The financial stress was nothing compared to watching his father worry about being a burden. That evening, he finally bought health insurance. But the policy came with a waiting period. Had he bought it months earlier when everyone was healthy they would have been covered when it mattered most. Like so many of us, he learned that knowing you should do something isn't the same as actually doing it. That gap between awareness and action is where families become vulnerable. A Different Way Forward Understanding these mental patterns doesn't mean we're foolish. It means we're human. The trick isn't to fight against how our minds work, it's to design around them. Treat health insurance exactly like car insurance as non-negotiable. Make it automatic. Build it into your monthly expenses. Once it's just "something you do" rather than "something you need to decide about," the mental resistance melts away. Right now, only 4 out of 10 Indian households have health coverage. Behind that statistic are millions of families who are one medical emergency away from crisis. Think about it: we rush to protect things that lose value the moment we buy them, but we delay protecting the one thing that makes everything else possible our health, our ability to earn, to care for our families, to pursue our dreams. You can repair a car. You can buy a new one. But your health? That's irreplaceable. What This Really Means Real financial wisdom isn't measured by how much wealth you accumulate. It's measured by how well you protect what matters. Insurance isn't just another policy document. It's a promise to your family. It's choosing responsibility over procrastination. The best time to buy health insurance was last year. The second-best time is today. Protect what truly matters while you still can. (The author is Joint Chairman and Managing Director, BajajCapital Ltd) [Disclaimer: The opinions, beliefs, and views expressed by the various authors and forum participants on this website are personal and do not reflect the opinions, beliefs, and views of ABP News Network Pvt Ltd.]  

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1 year ago
Samsung Galaxy S26 Leaks: Will Snapdragon Chip Rule The Series? Here's What We Know
Technology

Samsung Galaxy S26 Leaks: Will Snapdragon Chip Rule The Series? Here's What We Know

Samsung Galaxy S26 Leaks: Samsung fans are waiting to see what the company will bring next year. There are always leaks and rumours, and sometimes it becomes hard to follow what is real. But for now, it looks clear that the next lineup will include Samsung Galaxy S26, Galaxy S26+, and Galaxy S26 Ultra.  The brand is expected to continue offering flagship features, new processors, and improved cameras. However, the latest reports suggest Samsung may once again use two different chipsets across regions. Will Galaxy S26 Models Carry The Snapdragon 8 Gen 5 Chip? Reports say that Samsung will return to a split chip strategy, meaning the Galaxy S26 series may come with either the Snapdragon 8 Gen 5 or Samsung’s own Exynos 2600 chip. But now, comments from Qualcomm’s CEO suggest that most models will run on Snapdragon. According to a report from Investing.com, Qualcomm President and CEO Cristiano Amon said during the company’s earnings call that Qualcomm expects to power around 75% of Samsung Galaxy devices next year. He added that this 75% share has become the new normal.  For example, the Galaxy S25 lineup used Snapdragon chips in all markets. But for the Galaxy S26, Qualcomm is expecting a 75% share, while the remaining 25% may use Exynos. This means the Snapdragon 8 Elite Gen 5 could be used in regions like the US, Japan, and China, while the Exynos 2600 may be used in South Korea and Europe. Benchmark leaks show Exynos 2600 with scores slightly lower than the Snapdragon 8 Elite Gen 5. But these numbers are early and may change as development continues. Samsung Galaxy S26 Series: Expected Specifications So Far Samsung is rumoured to announce the Galaxy S26 lineup at a Galaxy Unpacked event in San Francisco on February 25, 2026. Here is what leaks say: Galaxy S26 Ultra: 6.9-inch display, 5,400mAh battery, and a quad camera setup with a 200MP main camera. Galaxy S26: 6.3-inch display and a 4,300mAh battery, with a 50MP primary camera. Galaxy S26+: 6.7-inch screen, a 4,900mAh battery, and a triple camera system with a 50MP main lens. All in all, till Samsung opens up about the new series, the leaks and rumours will cover the void. Take these with a pinch of salt, and just wait till the launch to see what Samsung has on its plate.

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1 year ago
The Biggest Crypto Presale Of 2025: LivLive ($LIVE) 200% Bonus for Bold Presale Pioneers
Business

The Biggest Crypto Presale Of 2025: LivLive ($LIVE) 200% Bonus for Bold Presale Pioneers

The crypto market has seen countless tokens launch, but rarely does a project emerge that fundamentally redefines the relationship between blockchain and daily life. Enter LivLive ($LIVE), an ambitious ecosystem that is aggressively bridging the digital and physical worlds. Moving far beyond the passive speculative cycles of the market, LivLive introduces an AI-powered augmented reality experience that turns real-world activity into verifiable, tokenized rewards. In a market cycle obsessed with tangible utility, LivLive is positioning itself not as a token to trade, but as an essential layer for the future of digital engagement. This is your second chance to get ahead of the curve, right at the ground floor of what could be the next 1000x potential play. Live-to-Earn, Not Just Move-to-Earn LivLive is an "augment-to-earn" platform that elevates the familiar 'Move-to-Earn' concept into a comprehensive 'Live-to-Earn' model. The core mechanism involves an NFT Token Pack that grants the holder a free LivLive wearable at launch. By simply wearing and activating this device, users unlock an augmented reality (AR) layer mapped onto the physical world. This layer is rich with quests, social interactions, and opportunities to earn $LIVE tokens. The genius here is the focus on impact, not just steps. Rewards are unlocked for meaningful contributions like completing AR-powered quests, leaving authentic reviews, and engaging in location-based activities, fundamentally merging everyday life with crypto rewards. Unique Selling Points: The Intersection of RWA, AR, and Urgency LivLive is designed with intrinsic scarcity and high-yield incentives to reward the earliest believers, the Pioneers. The project is strategically built around two powerful narratives: Real-World Assets (RWA) and immediate, time-bound upside. As an RWA platform, LivLive provides tangible utility by giving brands and businesses a new, measurable way to drive loyalty. Users don't just earn $LIVE tokens; they also unlock tangible rewards such as luxury apparel, tech gear, and VIP experiences tied to real-world businesses. Every verified, physical action becomes a measurable business impact, creating sustainable token demand. The biggest driver of urgency, however, is the token distribution itself. 65% of all tokens are reserved for presale participants and community rewards, a massive allocation that underscores the project's community-first ethos. This structure is rare and means a large portion of the potential future value is reserved for those who act now. The initial price is deliberately low, but as the presale progresses, the price will increase with each stage, punishing hesitation. Main Features and Key Benefits: Explosive Presale Power For the prospective buyer, the current presale stage presents a rare, asymmetric opportunity. LivLive is not just offering an entry point; it’s offering a chance to double up or triple down on your conviction, even as the broader market experiences a dip. For a strictly limited-time 96-hour Flash Sale starting WEDNESDAY, LivLive is giving unprecedented bonus allocations to early investors: For investments up to $2,000: Use the code EARLY100 to receive a +100% Bonus on your $LIVE token purchase. For investments of $2,000 or more: Use the code BOOST200 to unlock a colossal +200% Bonus on your $LIVE token purchase. Limited-time offer: 100% extra $LIVE when you use code EARLY100 This means a significant investment made during this 96-hour window could see your initial token allocation tripled before the token even lists on major exchanges. This is a technical move designed to reward conviction and create a massive early price foundation for $LIVE. Additionally, every presale Token and NFT pack purchase gives you an entry into the $2.5 million giveaway, adding another layer of financial upside, including a chance at the $1 million ICON prize. The built-in referral system further allows Pioneers to earn commissions and increase their crypto incentives as they grow the community. The Window is Closing: Act Before the Price Hike The LivLive presale is moving at an explosive pace, fueled by the project's clear utility, AI integration, and the incredible, limited-time Flash Sale bonus. The market's natural cycle of greed and fear dictates that those who move with certainty when others hesitate are the ones who capture the highest ROI. The price of $LIVE is guaranteed to increase in the next presale stage, permanently reducing the number of tokens you can acquire for the same capital. Do not let the opportunity to be an early Pioneer pass you by. The 96-hour Flash Sale is the single greatest opportunity to multiply your position, but the clock is ticking, and this window closes quickly. Secure your allocation now, apply the bonus code that matches your conviction (EARLY100 or BOOST200), and position yourself for the potential breakout of this Live-to-Earn ecosystem. Find out more information: Website: livlive.com X (Twitter): com/livliveapp Telegram: t.me/livliveapp Disclaimer: This is a sponsored article. ABP Network Pvt. Ltd. and/or ABP Live do not endorse/subscribe to its contents and/or views expressed herein. Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. Cryptocurrency is not a legal tender and is subject to market risks. Readers are advised to seek expert advice and read offer document(s) along with related important literature on the subject carefully before making any kind of investment whatsoever. Cryptocurrency market predictions are speculative and any investment made shall be at the sole cost and risk of the readers.

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1 year ago
Dalal Street Shows Mixed Trends, Sensex Tests 83,300, Nifty Ends At 25,509
Business

Dalal Street Shows Mixed Trends, Sensex Tests 83,300, Nifty Ends At 25,509

The stock markets registered a significant decline with the Sensex trading over 70 points lower to close at 83,241.00, and the Nifty marginally rose 0.05 points to end at over 25,509. Among the top gainers on the 30-share BSE Sensex were stocks such as Bajaj Finance, Tata Steel, Mahindra & Mahindra, Bajaj Finserv and ICIC bank. Meanwhile, the laggards included stocks like HDFC Bank, NTPC, Titan, Axis Bank and State Bank of India (SBI). In the broader 50-share NSE Nifty50, the Nifty Midcap 50 gained 0.59 per cent despite high volatility and the Nifty Smallcap 250 declined 0.24 per cent. Sectorally, the Nifty Midsmall Financial Services gained 2.44 per cent and the Nifty Consumer Durables index declined 0.72 per cent. During early morning trade the Sensex fell over 480 points to start trading at 82,825.17, while the Nifty declined more than 130 points to ring the opening bell at 25,378.70. Heavy Foreign Outflows Foreign Institutional Investors (FIIs) offloaded equities worth Rs 3,263.21 crore on Thursday, according to exchange data, while Domestic Institutional Investors (DIIs) emerged as net buyers, purchasing shares worth Rs 5,283.91 crore. Despite the robust DII inflows, the market extended its decline, underscoring the prevailing influence of FII selling pressure on overall sentiment.

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1 year ago
Ayurveda And Yoga Spark A Cultural Revival: India’s Heritage Finds New Global Voice
Health

Ayurveda And Yoga Spark A Cultural Revival: India’s Heritage Finds New Global Voice

In today’s era of globalisation, where Western culture is rapidly expanding its influence, protecting Indian traditions has become a challenge. Patanjali has stated that the company has launched a campaign to revive Indian heritage not just through health products but also through cultural awareness initiatives. According to Patanjali, the organisation is safeguarding cultural heritage by connecting Ayurveda, yoga, and ancient wisdom with modern lifestyles. Experts believe this effort is not only strengthening public health but also keeping cultural identity alive for future generations. Patanjali says, “The company is present in the market with more than 5,000 products, ranging from herbal soaps to yogic teas. But Patanjali’s contribution is not merely commercial; it symbolises a cultural renaissance. Under the company’s ‘Swadeshi Movement’, millions have been inspired to adopt an Ayurvedic lifestyle. Through yoga camps, ancient texts such as the ‘Yoga Sutras’ and the ‘Charaka Samhita’ are being promoted—these form the foundation of Indian philosophy.” Patanjali Sows the Seeds of Culture – Baba Ramdev Baba Ramdev says, “Patanjali doesn’t just sell products; it sows the seeds of culture. Our traditions are treasures of health and spirituality, which we are strengthening on the global stage by linking them with modern science.” Patanjali has stated, “Herbal products have encouraged local farmers to cultivate medicinal herbs. This has not only led to economic empowerment but also helped preserve ancient agricultural traditions. Patanjali’s organic farming model brings to life the Vedic philosophy of ‘Vasudhaiva Kutumbakam’ (the world is one family). It connects cultural heritage with the environment to ensure sustainable development.” Reviving Traditions is Protecting Heritage – Patanjali Patanjali claims, “More than 100 million people have participated in our yoga programmes, which stands as proof of the global spread of Indian culture. The Patanjali model makes cultural preservation economically sustainable. In the future, as challenges like climate change and cultural erosion intensify, such efforts will strengthen Indian identity. Ultimately, Patanjali is proving that reviving traditions is not only about protecting heritage but also about building a healthy and prosperous nation.”

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1 year ago